Credit Union Serving North Carolina

Bragg Mutual Federal Credit Union is proud to serve members across 25 counties in North Carolina. As a member-owned, not-for-profit federal credit union and certified Community Development Financial Institution (CDFI), we’ve been rooted in Southeastern North Carolina for decades — offering better rates, lower fees, and the personalized service that big banks simply don’t provide.

From Fayetteville to Raleigh, from the Sandhills to the coastal plain, Bragg Mutual FCU is North Carolina’s community credit union.

North Carolina Counties We Serve

Bragg Mutual FCU membership is open to residents of the following 25 North Carolina counties:

Not sure if your county is included? Check our full service area.

Banking Services Available Across North Carolina

Bragg Mutual FCU members throughout North Carolina have access to a full range of financial products and services:

Auto Loans — competitive rates on new and used vehicles, with pre-approval available before you visit the dealership
Home Loans & Mortgages — fixed, adjustable, VA, FHA, USDA, and jumbo mortgages with local in-house servicing
Personal Loans — unsecured loans, lines of credit, and share-secured options
Checking Accounts — Classic, Perks, and Perks Plus checking with no minimum balance requirements
Savings Accounts — primary savings, Holiday & Vacation Club accounts with competitive dividends
Visa Credit Card — no annual fee, no balance transfer fees
IRAs — Traditional and Roth retirement accounts with competitive dividends and no setup fees
Share Certificates — guaranteed rates with terms from 6 months to 5 years

Digital Banking for South Carolina Members

South Carolina members primarily bank with Bragg Mutual FCU through our digital banking platform — available 24/7 online and via mobile app. You can open accounts, apply for loans, transfer funds, and manage everything from your phone or computer with ease.

In person, South Carolina members can access their accounts at any of 5,000+ CO-OP shared branch locations and 30,000+ surcharge-free CO-OP ATMs nationwide — including locations throughout South Carolina.

Address

2917 Village Drive,
Fayetteville, NC 28304

Phone

(910) 222-1500

Lobby Hours

Monday – Thursday: 9:00 AM – 5:00 PM
Friday: 9:00 AM – 5:30 PM

Drive-Thru

Monday – Thursday: 8:30 AM – 5:00 PM
Friday: 8:30 AM – 5:30 PM

CO-OP ATM & Shared Branch Network

With over 30,000 surcharge-free CO-OP ATMs and 5,000+ shared branch locations nationwide, South Carolina members always have convenient access to their Bragg Mutual FCU accounts — wherever they are in the Palmetto State.

Who Can Join in Florence County?

Membership at Bragg Mutual FCU is open to residents of 25 North Carolina counties as well as 7 South Carolina counties and select employee groups. Joining takes just a few minutes online.

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