Credit Union Serving Wake County, NC

Bragg Mutual Federal Credit Union proudly serves members across Wake County, NC. As a member-owned, not-for-profit federal credit union and certified Community Development Financial Institution (CDFI), we offer residents of Raleigh, Cary, Apex, Fuquay-Varina, Garner, Holly Springs, Wake Forest, Morrisville, Knightdale, and the surrounding communities a better alternative to big bank banking — with lower loan rates, competitive savings dividends, and personalized service.

Wake County is the most populous county in North Carolina and one of the fastest-growing regions in the entire country. Bragg Mutual FCU is proud to extend membership eligibility to Wake County residents, giving the Triangle area access to the same member-first banking that has served Southeastern North Carolina for decades.

Banking Services Available in Wake County

Bragg Mutual FCU members in Wake County have access to a full range of financial products and services:

Auto Loans — competitive rates on new and used vehicles, with pre-approval available before you visit the dealership
Home Loans & Mortgages — fixed, adjustable, VA, FHA, USDA, and jumbo mortgages with local in-house servicing
Personal Loans — unsecured loans, lines of credit, and share-secured options
Checking Accounts — Classic, Perks, and Perks Plus checking with no minimum balance requirements
Savings Accounts — primary savings, Holiday & Vacation Club accounts with competitive dividends
Visa Credit Card — no annual fee, no balance transfer fees
IRAs — Traditional and Roth retirement accounts with competitive dividends and no setup fees
Share Certificates — guaranteed rates with terms from 6 months to 5 years

Digital Banking for Wake County Members

Because our branches are located in the Fayetteville area, Wake County members primarily bank with Bragg Mutual FCU through our digital banking platform — available 24/7 online and via mobile app. You can open accounts, apply for loans, transfer funds, and manage everything from your phone or computer.

In person, Wake County members can also access their accounts at any of 5,000+ CO-OP shared branch locations and 30,000+ surcharge-free CO-OP ATMs nationwide — including locations throughout the Raleigh-Durham area.

Address

2917 Village Drive,
Fayetteville, NC 28304

Phone

(910) 222-1500

Lobby Hours

Monday – Thursday: 9:00 AM – 5:00 PM
Friday: 9:00 AM – 5:30 PM

Drive-Thru

Monday – Thursday: 8:30 AM – 5:00 PM
Friday: 8:30 AM – 5:30 PM

CO-OP ATM & Shared Branch Network

With over 30,000 surcharge-free CO-OP ATMs and 5,000+ shared branch locations nationwide, Wake County members always have convenient access to their Bragg Mutual FCU accounts — no matter where they are in the Triangle or beyond.

Who Can Join in Wake County?

Membership at Bragg Mutual FCU is open to all residents of Wake County, NC, as well as residents of 24 other NC counties and 7 SC counties. Membership is also available to select employee groups.

Joining takes just a few minutes online and opens the door to all the products and services Bragg Mutual has to offer.

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