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Credit Union Serving Franklin County, NC

Bragg Mutual Federal Credit Union proudly serves members across Franklin County, NC. As a member-owned, not-for-profit federal credit union and certified Community Development Financial Institution (CDFI), we offer residents of Louisburg, Youngsville, Franklinton, Bunn, and the surrounding communities a better alternative to traditional banking — with lower loan rates, competitive savings dividends, and member-first service.

Franklin County sits just north of Wake County and is one of the Triangle’s fastest-growing surrounding counties, with a strong sense of small-town community and easy access to the Raleigh metro area. Bragg Mutual FCU is proud to serve its residents with the full range of financial products they need.

Banking Services Available in Franklin County

Bragg Mutual FCU members in Franklin County have access to a full range of financial products and services:

  • Auto Loans — competitive rates on new and used vehicles, with pre-approval available before you visit the dealership
  • Home Loans & Mortgages — fixed, adjustable, VA, FHA, USDA, and jumbo mortgages with local in-house servicing
  • Personal Loans — unsecured loans, lines of credit, and share-secured options
  • Checking Accounts — Classic, Perks, and Perks Plus checking with no minimum balance requirements
  • Savings Accounts — primary savings, Holiday & Vacation Club accounts with competitive dividends
  • Visa Credit Card — no annual fee, no balance transfer fees
  • IRAs — Traditional and Roth retirement accounts with competitive dividends and no setup fees
  • Share Certificates — guaranteed rates with terms from 6 months to 5 years

Digital Banking for Franklin County Members

Franklin County members primarily bank with Bragg Mutual FCU through our digital banking platform — available 24/7 online and via mobile app. You can open accounts, apply for loans, transfer funds, and manage everything from your phone or computer with ease.

In person, Franklin County members can access their accounts at any of 5,000+ CO-OP shared branch locations and 30,000+ surcharge-free CO-OP ATMs nationwide — including locations throughout the Franklin County area.

Address

2917 Village Drive,
Fayetteville, NC 28304
Phone
(910) 222-1500

Lobby Hours

Monday – Thursday: 9:00 AM – 5:00 PM
Friday: 9:00 AM – 5:30 PM

Drive-Thru

Monday – Thursday: 8:30 AM – 5:00 PM
Friday: 8:30 AM – 5:30 PM

CO-OP ATM & Shared Branch Network

With over 30,000 surcharge-free CO-OP ATMs and 5,000+ shared branch locations nationwide, Franklin County members always have convenient access to their Bragg Mutual FCU accounts.

Find a CO-OP branch or ATM near you
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Who Can Join in Franklin County?

Membership at Bragg Mutual FCU is open to all residents of Franklin County, NC, as well as residents of 24 other NC counties and 7 SC counties. Membership is also available to select employee groups.

Joining takes just a few minutes online and opens the door to all the products and services Bragg Mutual has to offer.

Join Bragg Mutual FCU Today

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