Credit Union Serving Montgomery County, NC

Bragg Mutual Federal Credit Union proudly serves members across Montgomery County, NC. As a member-owned, not-for-profit federal credit union and certified Community Development Financial Institution (CDFI), we offer residents of Troy, Biscoe, Star, Candor, and the surrounding communities a better alternative to traditional banking — with lower loan rates, competitive savings dividends, and member-first service.

Montgomery County is located in the Uwharrie region of North Carolina’s central Piedmont — known for its natural beauty, outdoor recreation, and tight-knit rural communities. Bragg Mutual FCU is proud to serve its residents with the full range of financial products they need.

Banking Services Available in Montgomery County

Bragg Mutual FCU members in Montgomery County have access to a full range of financial products and services:

Auto Loans — competitive rates on new and used vehicles, with pre-approval available before you visit the dealership
Home Loans & Mortgages — fixed, adjustable, VA, FHA, USDA, and jumbo mortgages with local in-house servicing
Personal Loans — unsecured loans, lines of credit, and share-secured options
Checking Accounts — Classic, Perks, and Perks Plus checking with no minimum balance requirements
Savings Accounts — primary savings, Holiday & Vacation Club accounts with competitive dividends
Visa Credit Card — no annual fee, no balance transfer fees
IRAs — Traditional and Roth retirement accounts with competitive dividends and no setup fees
Share Certificates — guaranteed rates with terms from 6 months to 5 years

Digital Banking for Montgomery County Members

Montgomery County members primarily bank with Bragg Mutual FCU through our digital banking platform — available 24/7 online and via mobile app. You can open accounts, apply for loans, transfer funds, and manage everything from your phone or computer with ease.

In person, Montgomery County members can access their accounts at any of 5,000+ CO-OP shared branch locations and 30,000+ surcharge-free CO-OP ATMs nationwide — including locations throughout the Montgomery County area.

Address

2917 Village Drive,
Fayetteville, NC 28304

Phone

(910) 222-1500

Lobby Hours

Monday – Thursday: 9:00 AM – 5:00 PM
Friday: 9:00 AM – 5:30 PM

Drive-Thru

Monday – Thursday: 8:30 AM – 5:00 PM
Friday: 8:30 AM – 5:30 PM

CO-OP ATM & Shared Branch Network

With over 30,000 surcharge-free CO-OP ATMs and 5,000+ shared branch locations nationwide, Montgomery County members always have convenient access to their Bragg Mutual FCU accounts.

Who Can Join in Montgomery County?

Membership at Bragg Mutual FCU is open to all residents of Montgomery County, NC, as well as residents of 24 other NC counties and 7 SC counties. Membership is also available to select employee groups.

Joining takes just a few minutes online and opens the door to all the products and services Bragg Mutual has to offer.

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