Service Charges


Effective January 1, 2023

  • Savings Account Services

    Description Amount
    Membership Fee $15.00
    Non-Activity (Dormant) Fee $5.00
    Escheatment Fee $35.00
    Membership Par $5.00
  • Checking & Money Market Account Services

    Description Amount
    Stop Payment $29.00
    Non-Sufficient Funds (NSF) Fee (fee will be charged per item and re-presented item) $29.00
    Overdraft Fee (fee will be charged per item and re-presented item) $29.00
    Checking Account Reinstatement (First Occurrence $25.00
    Checking Account Reinstatement (Each Additional Occurrence) $50.00
    Funds on Hold $29.00
    Starter Checks (One Page of Four Checks) $2.00
    Checks Price Varies by Style Selected
    Copy Charge (Photocopy of cleared check or transaction receipt) $5.00
  • Plastic Card Services

    Description Amount
    ATM Service Charges $1.50
    ATM Overdraft Fee $29.00
    ATM & Visa Debit Card Reinstatement Fee $15.00
    Instant Debit Card Fee $15.00
    Lost PIN Charge $5.00
    ATM Inquiry Fee $0.75
    VISA Gift Card $3.95
    VISA Credit Card Cash Advance Fee $5.00
    VISA Credit Card Late Payment Fee $22.00
  • Miscellaneous Fees/Charges

    Description Amount
    Early ACH Deposit Fee $20.00
    Phone Inquiry Fee $2.00
    Loan Payment Charge Fee $5.00
    Paper Statement Fee (Per Month/By Request) $5.00
    Monthly Mailed Paper Statement Fee $2.00
    Mini-Statement Fee $2.00
    Returned Item Charge $29.00
    Loan Processing Fee $35.00
    Loan Late Payment Fee 4% of payment due
    Wire Transfers (Outgoing) $15.00
    Wire Transfers (Incoming) No Charge
    Mail Locator Fee $2.00
    Account Research Fee (per hour) $20.00
    Fax (Outgoing) 1st page $2.00
    Fax (Outgoing) Each additional page $1.00
    Money Orders $2.00
    Cashier's Checks $5.00
    Bill Pay Service (Monthly) $5.00
    Bill Pay Returned Item Fee $29.00
    Loan Extension (Skip-a-Payment) Fee $25.00
    Stop Pay for Cashier's Check, Share Withdrawal Check or Money $29.00
    Tax Levy or Garnishment $75.00
    Verification of Deposit $10.00
    Shared Branch NSF Return Fee $10.00