Debit Card


With your Bragg Mutual Checking or Platinum Checking Account, you can receive a VISA Debit Card that allows you to pay any merchant accepting VISA directly from your checking account. You can even use it to get cash at thousands of ATM locations nationwide or directly from the merchant using your PIN!

Debit Card Fraud

If you suspect suspicious or fraudulent activity and it is outside of our business hours - please call (910) 222-1500 and speak to a fraud specialist. You can also temporarily block or unblock your debit card with your Bragg Mutual FCU mobile app under the "Manage My Cards" feature.

In order to minimize fraud and the associated costs to your credit union, we constantly monitor trends and will occasionally place blocks on certain areas of the country, merchant types, and foreign countries. Please help by submitting a Travel Notification to us during business hours prior to the dates you plan to travel!


Debit Card Round-Up

With our new Debit Card Round-Up feature, every time you make a debit card transaction with your Bragg Mutual FCU Debit Card, the transaction amount will be rounded up to the nearest dollar while the remaining amount is deposited straight into your Bragg Mutual FCU Master Savings Account!

For example, you spend $6.40 on breakfast, that will be the exact transaction amount posted to your checking account. The extra $0.60 remaining, along with any other amounts rounded up from other purchases throughout the day, will be transferred from your checking account to your savings account.

If you are a Bragg Mutual FCU Debit Card holder, simply give us a call during business hours at (910) 222-1500, and our Member Service Representatives will be happy to assist you in activating this feature.


Debit card transactions that qualify include signature-based and PIN-based transactions (ATM transactions do NOT qualify.) If a debit card transaction is returned, the Debit card Round-Up transaction will remain in the savings account. Debit Card Round-Up transactions cannot be undone, but the funds can be transferred back into the checking account. Debit Card Round-Up will only occur if sufficient funds are available; they will NOT overdraft the checking account. Once enrolled, all qualifying transactions from debit cards attached to your account will be included in the round-up. Bragg Mutual FCU may cancel or modify the Debit Card Round-Up at any time, in which the member will be notified.

With your Bragg Mutual Checking or Platinum Checking Account, you can receive a VISA Debit Card that allows you to pay any merchant accepting VISA directly from your checking account. You can even use it to get cash at thousands of ATM locations nationwide or directly from the merchant using your PIN!

Debit Card Fraud

If you suspect suspicious or fraudulent activity and it is outside of our business hours - please call (910) 222-1500 and speak to a fraud specialist. You can also temporarily block or unblock your debit card with your Bragg Mutual FCU mobile app under the "Manage My Cards" feature.

In order to minimize fraud and the associated costs to your credit union, we constantly monitor trends and will occasionally place blocks on certain areas of the country, merchant types, and foreign countries. Please help by submitting a Travel Notification to us during business hours prior to the dates you plan to travel!

To report a lost or stolen debit card during our business hours of Monday-Friday 9:00 a.m. - 5:00 p.m., call (910) 222-1500 and speak with a Member Services Representative. If you are not certain that your card is lost or stolen and would like to temporarily block it, you can do so in your Bragg Mutual FCU mobile app under 'Manage My Cards'. Please note, we do offer instant issue debit cards here at the credit union for a $15.00 fee.

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With your Bragg Mutual Checking or Platinum Checking Account, you can receive a VISA Debit Card that allows you to pay any merchant accepting VISA directly from your checking account. You can even use it to get cash at thousands of ATM locations nationwide or directly from the merchant using your PIN!

Debit Card Fraud

If you suspect suspicious or fraudulent activity and it is outside of our business hours - please call (910) 222-1500 and speak to a fraud specialist. You can also temporarily block or unblock your debit card with your Bragg Mutual FCU mobile app under the "Manage My Cards" feature.

In order to minimize fraud and the associated costs to your credit union, we constantly monitor trends and will occasionally place blocks on certain areas of the country, merchant types, and foreign countries. Please help by submitting a Travel Notification to us during business hours prior to the dates you plan to travel!

Travel Notification