Rates

• New Vehicles

  New vehicles include vehicles that are current year or 1-2 prior year model vehicles with less than 30,000 miles.

  Term	APR*
  1 - 60 Months	as low as 6.00%
  61 - 72 Months	as low as 6.25%
  73 - 84 Months	as low as 6.75%

• Used Vehicles

  Used vehicles include vehicles up to 10 years old and in good working order, are eligible for financing at Bragg Mutual. See a loan officer for full details.

  Term	APR*
  1 - 60 Months	as low as 6.25%
  61 - 72 Months	as low as 6.50%
  73 - 84 Months	as low as 7.00%

• New & Used Motorcycles

  New motorcycles include motorcycles that are current year of one prior model year motorcycle. Used motorcycles include motorcycles up to 10 years old and in good working order, are eligible for financing at Bragg Mutual. See a loan officer for full details.

  Term	APR*
  1 - 60 Months	as low as 12.00%

• New Recreational Vehicles

  New camping recreational vehicles include motor homes, fifth wheels, travel trailers, and pop-ups that are a current year or upcoming year models with less than 10,000 miles. We finance up to 90% of the recreational vehicle's value.

  Term	APR*
  1 - 235 Months	as low as 8.50%

• Used Recreational Vehicles

  Used camping recreational vehicles include motor homes, fifth wheels, travel trailers, and pop-ups that are up to 10 years old and in good working order. We finance up to 90% of the recreational vehicle's value.

  Term	APR*
  1 - 235 Months	as low as 9.50%

• New Outdoor Recreation

  New non-camping recreational vehicles include motorized golf carts, ATVs, towable trailers, dirt bikes, jet skis, or other vehicles not customarily used as basic transportation. Non-camping recreation vehicle must be current year or upcoming year models with less that 10,000 miles (and only titled once). We finance up to 100% of the non-camping recreational vehicle's value.

  Term	APR*
  1 - 60 Months	as low as 10.50%

• Used Outdoor Recreation

  Used non-camping recreational vehicles include motorized golf carts, ATVs, towable trailers, dirt bikes, jet skis, or other vehicles not customarily used as basic transportation. Non-camping recreation vehicle must be no more than 10 years old and in good working order. We finance up to 100% of the non-camping recreational vehicle's value.

  Term	APR*
  1 - 60 Months	as low as 11.50%

• Unsecured Line of Credit

  Loan Amount	APR*
  Up to $10,000.00	as low as 12.75%

• Unsecured Term Loan

  Term	Loan Amount	APR*
  Up to 36 Months	Up to $5,000.00	as low as 10.00%
  37 - 60 Months	Up to $25,000.00	as low as 12.75%

• Visa Credit Card

  Type	APR*
  VISA Elite Credit Card	as low as 12.00%
  VISA Patriot Credit Card	as low as 16.50
  VISA Share Secured Credit Card	as low as 12.50%

• Home Equity Line of Credit (HELOC)

  Value	Term	APR*	Floor Rate
  Up to 90%	Revolving	Prime plus 0.50%	3.50%
  91% and above	Revolving	Prime plus 3.00%	3.50%

• Home Equity Term Loan (HEL)

  Value	Term	APR*	Floor Rate
  Up to 90%	5 Years	7.00%	3.50%
  	10 Years	7.25%	3.50%
  	15 Years	7.50%	3.50%

Deposit Accounts

¹ Must use online banking at least once per month; must enroll in e-Statements; must maintain a valid e-mail address on file; Perks Checking accounts must have a minimum of 12 signature-based or POS-based transactions (excludes ATM transactions) per month; Perks Plus Checking accounts must have a minimum of 24 signature-based or POS-based transactions (excludes ATM transactions) per month. If requirements are not met, dividends will be based on current Checking Account dividend rate.

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