Credit Union Serving Harnett County, NC

Bragg Mutual Federal Credit Union proudly serves members across Harnett County, NC. As a member-owned, not-for-profit federal credit union, we offer the people of Dunn, Angier, Lillington, Erwin, Coats, and the surrounding communities a better alternative to traditional banking — with lower loan rates, competitive savings dividends, and local service you can count on.

Whether you’re looking for an auto loan, a mortgage, or simply a checking account with no monthly fees, Bragg Mutual FCU is here for Harnett County members.

Banking Services Available in Harnett County

Bragg Mutual FCU members in Harnett County have access to a full range of financial products and services:

Auto Loans — competitive rates on new and used vehicles, with pre-approval available before you visit the dealership
Home Loans & Mortgages — fixed, adjustable, VA, FHA, USDA, and jumbo mortgages with local in-house servicing
Personal Loans — unsecured loans, lines of credit, and share-secured options
Checking Accounts — Classic, Perks, and Perks Plus checking with no minimum balance requirements
Savings Accounts — primary savings, Holiday & Vacation Club accounts with competitive dividends
Visa Credit Card — no annual fee, no balance transfer fees
IRAs — Traditional and Roth retirement accounts with competitive dividends and no setup fees
Share Certificates — guaranteed rates with terms from 6 months to 5 years

Our Nearest Branches

Harnett County members are served by our Main Office and Spout Springs Branch — both within easy reach of the county.

Address

2917 Village Drive,
Fayetteville, NC 28304

Phone

(910) 222-1500

Lobby Hours

Monday – Thursday: 9:00 AM – 5:00 PM
Friday: 9:00 AM – 5:30 PM

Drive-Thru

Monday – Thursday: 8:30 AM – 5:00 PM
Friday: 8:30 AM – 5:30 PM

Address

1570 NC HWY 24/87,
Cameron, NC 28326

Phone

(910) 436-4003

Lobby Hours

Monday – Thursday: 9:00 AM – 5:00 PM
Friday: 9:00 AM – 5:30 PM

Note:

Closed Monday – Friday 1:00 PM – 2:00 PM for lunch

CO-OP ATM & Shared Branch Network

In addition to our local branches, Bragg Mutual FCU members across Harnett County have access to over 30,000 surcharge-free CO-OP ATMs and 5,000+ shared branch locations nationwide — so your money is never out of reach.

Who Can Join in Harnett County?

Membership at Bragg Mutual FCU is open to all residents of Harnett County, NC, as well as residents of 24 other NC counties and 7 SC counties. Membership is also available to select employee groups.

Joining is quick and easy — and opens the door to all the products and services Bragg Mutual has to offer.

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