Credit Union Serving Florence County, SC

Bragg Mutual Federal Credit Union proudly serves members across Florence County, South Carolina. As a member-owned, not-for-profit federal credit union and certified Community Development Financial Institution (CDFI), we offer residents of Florence, Lake City, Timmonsville, Pamplico, Johnsonville, Coward, and Effingham a better alternative to traditional banking — with lower loan rates, competitive savings dividends, and member-first service.

Bragg Mutual FCU is one of the few federal credit unions extending membership eligibility into South Carolina, making us a valuable financial resource for Florence County residents who want the benefits of credit union membership — better rates, fewer fees, and an institution that puts members first.

Banking Services Available in Florence County

Bragg Mutual FCU members in Florence County, SC have access to a full range of financial products and services:

Auto Loans — competitive rates on new and used vehicles, with pre-approval available before you visit the dealership
Home Loans & Mortgages — fixed, adjustable, VA, FHA, USDA, and jumbo mortgages with local in-house servicing
Personal Loans — unsecured loans, lines of credit, and share-secured options
Checking Accounts — Classic, Perks, and Perks Plus checking with no minimum balance requirements
Savings Accounts — primary savings, Holiday & Vacation Club accounts with competitive dividends
Visa Credit Card — no annual fee, no balance transfer fees
IRAs — Traditional and Roth retirement accounts with competitive dividends and no setup fees
Share Certificates — guaranteed rates with terms from 6 months to 5 years

Digital Banking for Florence County Members

Florence County members primarily bank with Bragg Mutual FCU through our digital banking platform — available 24/7 online and via mobile app. You can open accounts, apply for loans, transfer funds, and manage everything from your phone or computer.

In person, Florence County members can access their accounts at any of 5,000+ CO-OP shared branch locations and 30,000+ surcharge-free CO-OP ATMs nationwide — including locations throughout the Florence area.

Address

2917 Village Drive,
Fayetteville, NC 28304

Phone

(910) 222-1500

Lobby Hours

Monday – Thursday: 9:00 AM – 5:00 PM
Friday: 9:00 AM – 5:30 PM

Drive-Thru

Monday – Thursday: 8:30 AM – 5:00 PM
Friday: 8:30 AM – 5:30 PM

CO-OP ATM & Shared Branch Network

With over 30,000 surcharge-free CO-OP ATMs and 5,000+ shared branch locations nationwide, Florence County members always have convenient access to their Bragg Mutual FCU accounts — wherever they are in the Pee Dee region.

Who Can Join in Florence County?

Membership at Bragg Mutual FCU is open to all residents of Florence County, SC, as well as residents of 6 other SC counties and 25 NC counties. Membership is also available to select employee groups.

Joining takes just a few minutes online and opens the door to all the products and services Bragg Mutual has to offer.

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