Credit Union Serving Chatham County, NC

Bragg Mutual Federal Credit Union proudly serves members across Chatham County, NC. As a member-owned, not-for-profit federal credit union and certified Community Development Financial Institution (CDFI), we offer residents of Pittsboro, Siler City, Goldston, Moncure, and the surrounding communities a better alternative to traditional banking — with lower loan rates, competitive savings dividends, and member-first service.

Chatham County is one of North Carolina’s fastest-growing counties, driven by its proximity to the Research Triangle and an influx of new residents seeking a balance of rural character and urban access. Bragg Mutual FCU is proud to serve Chatham County residents with the full range of financial products they need — from first-time home loans to auto financing and everyday checking accounts.

Banking Services Available in Chatham County

Bragg Mutual FCU members in Chatham County have access to a full range of financial products and services:

Auto Loans — competitive rates on new and used vehicles, with pre-approval available before you visit the dealership
Home Loans & Mortgages — fixed, adjustable, VA, FHA, USDA, and jumbo mortgages with local in-house servicing
Personal Loans — unsecured loans, lines of credit, and share-secured options
Checking Accounts — Classic, Perks, and Perks Plus checking with no minimum balance requirements
Savings Accounts — primary savings, Holiday & Vacation Club accounts with competitive dividends
Visa Credit Card — no annual fee, no balance transfer fees
IRAs — Traditional and Roth retirement accounts with competitive dividends and no setup fees
Share Certificates — guaranteed rates with terms from 6 months to 5 years

Digital Banking for Chatham County Members

Chatham County members primarily bank with Bragg Mutual FCU through our digital banking platform — available 24/7 online and via mobile app. You can open accounts, apply for loans, transfer funds, and manage everything from your phone or computer with ease.

In person, Chatham County members can access their accounts at any of 5,000+ CO-OP shared branch locations and 30,000+ surcharge-free CO-OP ATMs nationwide — including locations throughout the Pittsboro and Chatham County area.

Address

2917 Village Drive,
Fayetteville, NC 28304

Phone

(910) 222-1500

Lobby Hours

Monday – Thursday: 9:00 AM – 5:00 PM
Friday: 9:00 AM – 5:30 PM

Drive-Thru

Monday – Thursday: 8:30 AM – 5:00 PM
Friday: 8:30 AM – 5:30 PM

CO-OP ATM & Shared Branch Network

With over 30,000 surcharge-free CO-OP ATMs and 5,000+ shared branch locations nationwide, Chatham County members always have convenient access to their Bragg Mutual FCU accounts — wherever they are between the Sandhills and the Research Triangle.

Who Can Join in Chatham County?

Membership at Bragg Mutual FCU is open to all residents of Chatham County, NC, as well as residents of 24 other NC counties and 7 SC counties. Membership is also available to select employee groups.

Joining takes just a few minutes online and opens the door to all the products and services Bragg Mutual has to offer.

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