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Savings Accounts at Bragg Mutual FCU

Your membership with Bragg Mutual opens the door to competitive savings, consistent dividends, and personalized service from a credit union that puts your financial goals first.
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Bragg Mutual FCU Primary Savings

Your Primary Savings Account is your first step toward membership with Bragg Mutual FCU.

It gives you access to all the benefits and services Bragg Mutual has to offer, while helping you grow your savings from day one.

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BMFCU Primary Savings Features:

  • $20.00 Minimum Opening Deposit to Establish Membership
  • $5.00 Minimum Opening Deposit for Additional Regular Savings
  • Balances of $300.00 & up Earn Dividends at Regular Savings Rate
  • Interest Compounds Quarterly

BMFCU Primary Savings Requirements:

  • $5.00 Minimum Balance to Maintain Any Savings Account
  • One-Time $15.00 Membership Fee to Open Primary Savings
    (Part of Your $20.00 Opening Deposit.)
  • At Least One Member Initiated Transaction Every Six (6) Months
  • Accounts without Member Initiated Transaction for Six (6) Months or More Subject to a Dormant Account Fee
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Bragg Mutual FCU Holiday & Vacation Club Accounts

Plan ahead for holiday expenses or your next vacation. These accounts make it easy to save automatically and earn dividends throughout the year, so you’re ready when the time comes.

Holiday Club Note: Account funds will transfer on Thursday, November 20, 2025, at the end of business day. Funds will automatically move to your Checking Account and be available the following day. If no Checking Account is available, funds will be deposited into your Primary Savings.

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BMFCU Holiday & Vacation Club Features:

  • Higher Dividends Than Standard Savings
  • No Monthly Service Fees
  • No Minimum Balance Requirement
  • Unlimited Deposits
  • Optional Scheduled Transfers for Easy Saving
  • 24/7 Account Access via Online or Telephone Banking

BMFCU Holiday & Vacation Club Requirements:

  • $10.00 Minimum Opening Deposit
  • $100.00 Minimum Balance Required to Earn Dividends
  • Interest Compounds Quarterly
  • One Withdrawal Required Annually

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