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Pay Less for the Car You Already Drive.

Refinance your auto loan with Bragg Mutual FCU and choose a reward that fits your needs. Extra cash or added protection.

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Two Ways to Get More Out of Your Refinance

$250 Cash Back

💵 Want Some Immediate Relief?

Choose $250 cash back. After refinancing and making six on-time monthly payments, we’ll deposit $250 directly into your Bragg Mutual account.
 
That extra cash can help you:
  • Catch up on other bills
  • Build a little breathing room in your budget

It’s a simple reward for making a smart financial move, and sticking with it.

Apply Now
See Your Savings

Refinance Your Auto Loan & Cut Your Rate by 2.00% APR!*

If your current auto loan has a high interest rate or a monthly payment that feels too heavy, refinancing could put you back in control.

When you refinance with Bragg Mutual FCU, you may be able to:

  • Lower your interest rate
  • Reduce your monthly payment
  • Keep more money in your budget each month

And to make the switch even better, you get to choose one of two valuable incentives when you refinance a qualifying used auto loan.
Option 2 – Free GAP Coverage

🚗 Want Protection If Life Throws You a Curveball?


Choose free GAP coverage—a $649 value. If your vehicle is ever totaled or stolen, insurance may not cover the full balance of your loan, especially if you’re early in the loan term. GAP coverage helps cover the difference, so you’re not left paying for a car you no longer have.

With this offer:
  • GAP coverage is included at no cost when you refinance
  • Protection begins at loan closing
  • You gain peace of mind while lowering your loan cost

It’s one less financial risk to worry about while you save each month.

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See How Much You Could Save!

Refinancing your auto loan could lower your payment—and now it comes with a reward.

Apply Now
See Your Savings

$250 Cash Back:
Offer valid for qualified borrowers on approved credit and applies to used auto loan refinances of $10,000 or more. To receive the $250 cash back, the borrower must make six consecutive on-time monthly payments. Cash back will be deposited into the member’s Bragg Mutual account within 30 days after the sixth on-time payment is received. Limit one cash back offer per loan. Offer is non-transferable and not redeemable for cash. Bragg Mutual Federal Credit Union reserves the right to modify or cancel this promotional offer at any time without notice. Additional terms and conditions may apply.

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